Bear Creek Capital Network
Financial news published daily from the United States: markets, investing, the economy and personal money. Reported from the companies, the regulators and the data, alongside a curated feed of the day's coverage elsewhere, each item linking to the publication that reported it.
Latest coverage
- How RMDs Are Calculated on a $500,000 Retirement Account Money
Required minimum distributions force retirees to draw down tax-deferred savings each year, and the math is straightforward once you know your age bracket. A $500,000 balance at age 73 produces a...
- Montana's Second-Home Tax Rate Hits 1.9%, Outpacing the 2027 Social Security Raise Money
Montana's 2026 property-tax overhaul created a separate classification for second homes, short-term rentals and vacant lots, applying a flat 1.9% rate that can push annual bills well past what a...
- 3M Raises 2026 Earnings Outlook but Settlement Payments Loom Over 2027 and 2028 Investing
3M lifted its full-year 2026 adjusted earnings-per-share guidance and is tracking toward mid-teens percentage earnings growth, according to The Motley Fool. The improvement is real, but two years...
- Sage and Findity Launch Expense Tool in Spain for Small Business Customers Money
Sage and Findity have rolled out their expense management product to Sage 50 customers in Spain, marking the second market for the partnership after the UK. The tool automates the full expense...
- Fed Chairs Spent More Than 30% of Meeting Time With Staff, Study of 20,000 Calendars Finds Economy
A new working paper maps how Ben Bernanke, Janet Yellen, and Jerome Powell actually spent their days, drawing on more than 20,000 calendar entries. Powell met with lawmakers far more than his...
- WEG Shares Fell After Earnings. One Analyst Sees an Opening. Investing
WEG's third-quarter results sent shares lower, but one Seeking Alpha analyst argues the selloff has created an entry point. Revenue grew year over year while margins tightened, and two new...
- Two International ETFs, Two Very Different Bets Outside the US Investing
One fund chases developed-market stability at rock-bottom cost; the other loads up on emerging-market tech. The Motley Fool compared the State Street SPDR Portfolio Developed World ex-US ETF and...
- $10,000 in the 10-Year Treasury Now Earns $276 a Year After Inflation Markets
Bear Creek Capital Network's weekly real-return reading: the 10-year yields 5.13% and the market expects 2.37% inflation, which leaves $276 a year on $10,000.
- Divorce Refinance Buyouts Hinge on Solo Borrowing Power, Not Just Equity Math Money
When one spouse keeps the family home, the buyout amount is set by equity calculations but constrained by what a single borrower can actually qualify for. Getting that sequence wrong can force a...
- AI Can Write the Caption. It Should Not Touch the Facts. Money
Artificial intelligence tools are being marketed as end-to-end listing collateral solutions, but a column published by HousingWire identifies a clear boundary: AI handles copy and photo cleanup...
- Quantum X Takes Advisory Role at Stablecoin Trading Platform Ostium Markets
Quantum X Inc., a small OTC-listed company repositioning itself around quantum technology and artificial intelligence, has announced a strategic advisory arrangement with Ostium, a leveraged...
- AI Coding Tools Are Hitting a Ceiling Where Speed and Price Beat Raw Intelligence Markets
A cofounder of Cognition, the startup behind the Devin software-engineering platform, says many routine coding tasks have reached what he calls "intelligence saturation", the point where any...
- Slow Growth From Automation May Be a Savings Problem, Not a Technology Problem Economy
An economist's model finds that how much households save matters as much as what machines can do. The same technology path that could deliver double-digit annual growth produces a fraction of that...
- Nebius Seen as Safer AI Cloud Bet as CoreWeave's Debt Troubles Rattle Investors Investing
A Seeking Alpha analyst argues that Nebius Group (ticker: NBIS) stands to gain as CoreWeave's debt-driven instability pushes cloud computing clients toward alternatives. The case rests on a...
- Social Security's 2027 Raise Is 3.6%. For 44% of Retirees, It's the Only Income They Have. Money
The 2027 Social Security cost-of-living adjustment is 3.6%, adding roughly $75 a month to the average retirement benefit. For the 44% of older Americans who depend on Social Security as their sole...
- Social Security's Monthly Rule Can Protect a High-Earning Retiree's First Checks Money
A mariner who clears six figures in a single month can still collect Social Security benefits before year-end, thanks to a first-year rule most claimants never hear about. The annual earnings...
- Graphic Designer Built a $1M Portfolio Starting With Apple Stock in 2001 Money
A 63-year-old part-time graphic designer in Avon Lake, Ohio, built a seven-figure portfolio starting with an Apple stock purchase in 2001, then grew it to a second million through daily...
- Mortgage Rates at 7.37% With Four Conditions Needed to Break Below 7% Economy
Purchase applications are down 16% year over year and mortgage spreads have widened to 2.21%, as the 10-year yield sits above 4.60%. A return below 7% before year-end is possible, according to...
- Gauzy raises $7M PIPE led by CEO to cover $61M debt settlement Markets
Gauzy Ltd. (Nasdaq: GAUZ) has closed a $7 million private placement led by its own chief executive to finance a court-approved restructuring that resolves roughly $61 million in pre-petition...
- Billionaires Sold Six Magnificent Seven AI Stocks in Q2. One Fund Bought Four Others. Investing
Billionaires or their funds sold out of six Magnificent Seven stocks in the second quarter, while one of them, Appaloosa, opened a position in Apple and added to three others.
- Six blue-chip names are 20%-plus off their highs. Which are bargains? Investing
Nike, Goldman Sachs, Intel, Disney, Pfizer, and Home Depot are each trading at least 20% below their all-time highs, even as the S&P 500 is up 14% year to date. The Motley Fool ran each through a...
- The S&P 500 Is Near Its High. Why Are 84% of Its Stocks Far Below Theirs? Markets
The index set a record close on October 5, yet by October 13 most of its 503 stocks traded at least 10% under their own best prices. Here is what that number measures, and what it does not.
- Mortgage servicing problems linger when no one owns the fix Money
When a mortgage account problem needs a person to fix it and nobody is assigned, it can sit for weeks. An opinion column in HousingWire by a servicing software designer argues for four fixes: a...
- Ridgeline closes $250M Series E at $1.425B valuation, claims first AI management ISO cert Investing
Ridgeline, the investment management software platform, announced a $250 million Series E funding round at a $1.425 billion valuation and disclosed it has achieved ISO/IEC 42001 certification for...
- Hall and Woodford win 2026 Nobel economics prize for macro stabilization work Economy
The Royal Swedish Academy of Sciences has awarded the 2026 Sveriges Riksbank Prize in Economic Sciences to Robert E. Hall and Michael Woodford. The two economists are recognized for building...
- Small AI Models Could Self-Replicate on Consumer IoT Devices Within Months, Researchers Warn Markets
Experimental findings suggest compact AI models are approaching the capability to self-replicate across commercial IoT hardware, including smart ovens and off-brand Android TV boxes. Because there...
- Bloom Energy's full-year guidance is the only number that matters at Q3 earnings Investing
Bloom Energy reports third-quarter results in the last week of October, and the stock has already climbed roughly 2,350% over three years. The company has raised its full-year revenue guidance...
- Oakmark Fund skipped AI infrastructure stocks and calls it a missed opportunity Investing
Harris Associates' Oakmark Fund acknowledged in its Q3 2026 commentary that avoiding AI infrastructure names cost it meaningfully against the Russell Value Index this year. The fund is also...
- Series 7 paid, exit clause buried: what Ramsey told a 21-year-old about his new job Money
A caller to The Ramsey Show thought he was entering financial advising. Dave Ramsey told him he was already an insurance salesman. The firm that paid for his licensing may have also made it costly...
- VYM yields more, but VIG has returned more over the past decade Investing
Vanguard's two dividend ETFs split on what a retiree is buying. VYM's 30-day SEC yield is 0.84 percentage points higher, while VIG has compounded faster over the past ten years, according to an...
- Lina Khan warns AI self-regulation will repeat Big Tech's social media failures Economy
Former Federal Trade Commission chair Lina Khan is drawing a direct line between Big Tech's failed social media self-regulation and the AI industry's current approach, calling it an "enormous...
- Chinese Demand Drives Cross-Border Surrogacy Market as Domestic Ban Holds Economy
A cross-border surrogacy industry serving Chinese clients has grown substantially, with new research suggesting China is the single largest source of international intended parents using US...
- Illinois seniors: Social Security is tax-free but still counts toward the $75,000 property-tax freeze limit Money
Illinois exempts Social Security from state income tax, but the state's senior property-tax freeze program counts every dollar of it toward a separate $75,000 household income ceiling. Seniors who...
- Harvard nuclear cancer study collapses under its own methodology Economy
A replication exercise found that the same statistical approach used to link nuclear power plants to cancer deaths also implicates Costco in more than 2.2 million deaths. The finding is not about...
- Goldman survey: 37% of top earners still living paycheck to paycheck Money
A Goldman Sachs Asset Management survey of more than 5,000 individuals finds that financial strain in retirement saving is not confined to lower-income workers. Thirty-seven percent of those...
- Prophix Partners With PwC Belgium to Automate Corporate Finance Functions Money
Prophix, the financial performance management software firm, has announced a formal collaboration with PwC Belgium covering budgeting, planning, reporting, and financial consolidation. The...
- Rosenwald Private Wealth, $1.1B Baltimore RIA, joins Indivisible Partners platform Money
A Baltimore wealth management team with roughly $1.1 billion under management has left its prior structure to operate as an independent firm under Indivisible Partners. The move gives Rosenwald...
- AI Will Reshape Economics Research, But Not Evenly Economy
A researcher's forecast circulated by Marginal Revolution lays out which corners of economics stand to gain from AI and which face displacement. The dividing line is not technical sophistication...
- Life Biosciences reports first human data on ER-100 glaucoma gene therapy Markets
Life Biosciences has released interim Phase 1 data showing its ER-100 gene therapy was well-tolerated in three open-angle glaucoma patients through 56 days, with two showing early signs of visual...
- Yiren Digital posts RMB449.6M Q2 loss as regulatory overhaul cuts lending revenue in half Markets
Yiren Digital Ltd. (NYSE: YRD) swung to a net loss of RMB449.6 million (US$66.3 million) in the second quarter of 2026, down sharply from net income of RMB357.5 million in the same quarter a year...